Should You Bother With Getting Insurance In Baccarat?

Insurance is recommended for homes and cars, but what about baccarat?

There’s a strategy in baccarat where players can bet in a fashion that somewhat provides insurance. It’s been talked about many times in player’s circles and some are for it and some are against it.

There are positives and negatives to using an insurance betting system in baccarat, so let’s take a look at both sides of the coin.

What is it?

The insurance betting system in online baccarat is basically the opposite of the Martingale system, which encourages players to double their bets after they lose a hand. That’s a sound concept….in theory. However, it can get expensive when you are racking up the losses as a cold streak can empty your bank account faster than Usain Bolt in the 100-meter dash. It seems like a good idea at the time if you have deep pockets but for most of the online baccarat-playing public, you are not in the game to throw money away, which is what the Martingale system can feel like if the hands are not going your way.

Decreasing your wagers

This insurance betting system speaks of taking a step back and decreasing your wagers with each hand, which stretches your bankroll and keeps you in the game longer. If you are wagering $20 per hand in online baccarat and you are on a losing skid, scale it back to $10 wagers until the cards start going your way again. In fact, you can also bring it back even more to $5 bets when you go cold. The entire point of the insurance system is to keep you in the game as long as possible and it can really come in handy at times.

Harder to win back your losses

It is not to say that is a foolproof betting system as it can be tough to win back what you loss this way. You will have to make a lot of bets and win many times in order to get back to where you start, which means you basically have to go on a hot streak. You could use this as a learning point to get a better feel for the game of online baccarat but it will still take you a while to get your winnings back.

This system is about avoid the big potholes and making small, consistent gains when to keep you heading in the winning direction.

Play around with the insurance betting system so you can get comfortable with the increments you like to wager. Especially if you are a naturally aggressive player, it can take a little time to tailor your betting style to this system, so ease into it and you will figure out your comfort level. While it is fun to be aggressive and go after every hand, sometimes, it can pay off in the long run to stay in third gear, so pick your spots when using the insurance betting system for online baccarat.